Houston Belt & Terminal Federal Credit Union was organized in 1949.  As a member-owned credit union, our philosophy is not for profit, not for charity, but to serve our membership.  HB&T FCU is dedicated to providing its members with courteous, efficient and professional financial services while maintaining the highest ethical standards.

Houston Belt & Terminal
Federal Credit Union

Online Banking is HERE! 

You asked – and we listened. Our online banking service is called It’s Me 247 – you can use it to check your balances, transfer funds, request a check, apply for a loan, sign up for e-Statements and much more! 

It’s easy – just use your share account number as your username. Your password is the last 4 digits of your Social Security Number. As soon as you log in, we’ll ask you to change your password to something that only you will know. 

Also, your audio-response system has changed. Dial toll-free at  844-731-3013 – your PIN is now the last 4 digits of your Social Security Number.