With an auto loan from Houston Belt & Terminal!


Join the Houston Belt & Terminal family today!

Online Banking

How To Join

Become a member of the Houston Belt & Terminal family!

Forms & Info

Find our membership application, skip-a-pay form, and more!

Loan Rates

Our rates are among the most competitive in the area. Come see why!

The Credit Union Difference

Credit unions are not-for-profit financial cooperatives, whose earnings are paid back to members in the form of higher savings rates and lower loan rates. Banks are for-profit corporations, with declared earnings paid to stockholders only.

When you walk into the Credit Union lobby, or call a loan officer, what makes HBTFCU different from a bank isn’t immediately apparent.

  • Houston Belt & Terminal Federal Credit Union offers it members a non-profit, democratic, member-controlled ownership.
  • HBTFCU is a locally-owned institution providing you with personal service right here in Houston. Unlike recent bank mergers, which force their customers to use 800 numbers in another state, our service and problem resolution is local.

Join Our Family

We’ve Been Building Relationships For Over 70 years

Whether you’re managing your day-to-day finances or saving for the future, we have the perfect account for you.

Contact Us

Houston Belt & Terminal FCU

9810 FM 1960 Bypass Rd W Suite 105
Humble TX 77338 US

Office: (281) 548-3377

Fax: (281) 548-0583


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