About Houston Belt & Terminal FCU

Not for profit, not for charity but to serve our membership.

Mission Statement

Houston Belt & Terminal Federal Credit Union was organized in 1949.  Our philosophy as a member-owned credit union is not for profit, not for charity but to serve our membership.  HB&T FCU is dedicated to providing its members with courteous, efficient and professional financial services while maintaining the highest ethical standards.  The credit union strives to offer the lowest possible loan rates and the highest possible dividends.

Vision Statement

Your Home

Houston Belt & Terminal Federal Credit Union would like to be the first financial institution its members go to for all their financial needs.

Always Evolving

To do so, we will continue to research new services and products to make available to our membership.



Adhering to good business practices, change will come slow and steady to ensure the financial strength of our credit union.

Years of Service

Happy Members

The staff is nice and very easy to work with. They have always helped when we needed financing. We couldn’t ask for a better credit union.

Leah Tarrant – Member

Contact Us

Houston Belt & Terminal FCU

9810 FM 1960 Bypass Rd W Suite 105
Humble TX 77338 US

Office: (281) 548-3377

Fax: (281) 548-0583


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